Investment Planning Guide | Ego Death Financial LLC

Investment Guide

Step 1: Understand the Foundation

Why account location often matters more than investment selection
The difference between tax-advantaged and taxable accounts
How taxes impact long-term compounding

Step 2: Choose the Right Accounts

Retirement accounts (401(k), Roth 401(k), IRA, Solo 401(k), etc.)
Tax-advantaged non-retirement accounts (HSA, 529)
Taxable brokerage accounts
Minor and business accounts

Find out more: "Section 6" of the Investment Account Guide

Step 3: Build an Intentional Investment Strategy

Risk tolerance and time horizon
Diversification basics
How Bitcoin fits into a traditional portfolio
Rebalancing and tax-loss harvesting

Step 4: Common Investment Mistakes to Avoid

Chasing performance
Overlapping accounts and inefficient tax drag
Emotional buying and selling
Ignoring fees and taxes

Step 5: Review & Maintain Your Investments

When and how often to review
Major life events that should trigger changes
Annual checklist