We offer five core services designed for professionals and Bitcoiners who want clear, tax-efficient financial planning. Each service can be used independently or combined depending on your needs.
At Ego Death Financial, we believe in letting go of outdated money mindsets and ego-driven financial decisions. Our services focus on practical, intentional strategies that help you build a clearer financial future with less emotional noise.
Practical guidance on incorporating Bitcoin into your broader financial plan, including tax considerations, custody, and inheritance.
Real-world example: A client holding a large Bitcoin position wanted to diversify without triggering a massive tax bill. We used strategies like long-term holding in a self-directed IRA, charitable donations of appreciated BTC, and structured gifting — allowing them to reduce concentration risk while keeping more of their gains.
Clear, practical Bitcoin education paired with customized strategies for custody, tax management, risk assessment, and long-term positioning.
Real-world example: A high-earning professional new to Bitcoin had a growing stack but felt overwhelmed by volatility and tax rules. We provided straightforward education sessions and built a phased accumulation + tax-minimization strategy that helped them hold confidently without emotional buy/sell decisions.
Ongoing portfolio oversight on an assets-under-management (AUM) basis with personalized strategies and regular rebalancing.
Real-world example: A family with $1.2M invested across multiple accounts had inconsistent risk levels and high fees. We consolidated and rebalanced the portfolio, lowering overall
Fee-transparent management through platforms like Betterment or Altruist, with full monitoring, reporting, and rebalancing.
Real-world example: A Bitcoiner who wanted hands-off traditional investing while holding their own BTC. We set up a diversified equity and bond portfolio that complements their Bitcoin holdings, with automated rebalancing to maintain their target risk level without daily management.
Review and integration of life insurance to protect your family and enhance your overall plan. Compensation for insurance products may include commissions.
Real-world example: A business owner with young children had outdated term policies and no permanent coverage. We optimized their insurance to include a policy that provides tax-free death benefits and potential cash value growth — helping equalize inheritance between kids while reducing estate tax exposure.
Specialized strategies for business owners and higher-net-worth individuals, including entity structuring, succession planning, Bitcoin inheritance, and estate tax minimization.
Real-world example: A small business owner holding a significant Bitcoin position needed to protect both the company and family legacy. We helped structure ownership through appropriate entities, created a clear succession plan, and designed a Bitcoin inheritance strategy (including secure key transfer instructions) that minimized future taxes and probate issues.
Flexible, project-based or hourly consulting for targeted financial questions, one-off tax-efficient moves, or complex situations that don’t require ongoing management.
Real-world example: A client preparing for a job change and large bonus wanted quick, focused advice on equity compensation, retirement catch-up contributions, and cash flow optimization. We delivered targeted hourly consulting over several weeks, helping them make optimal decisions before the transition.
We use a hybrid fee model:
All fees and compensation are fully disclosed before any work begins.
Ego Death FInancial LLC